Sevaryn ("we," "us," or "our") is a product of Smart Technology Investments LLC. This Privacy Policy explains how we collect, use, and safeguard your information when you use our divorce settlement optimization services.

1. Information We Collect

Information you provide:

Email address (if you create an account)
Financial profile data for settlement modeling (income, assets, debts, ages, children, state)
Payment information (processed by Stripe; we do not store card numbers)

Automatically collected:

IP address and approximate geolocation
Browser type, device type
Pages visited, referring URL

2. How We Use Your Information

To run settlement optimization calculations
To generate and deliver settlement reports
To process payments and manage credits
To send transactional emails
To improve the product
To comply with legal obligations

3. Sensitive Financial Data Handling

Financial profile data entered without an account is processed in your browser and not stored on our servers. Account-associated data is stored encrypted and can be deleted at any time. We do not sell financial data to third parties.

4. Third-Party Services

Cloudflare -- CDN, API hosting, D1 database
Stripe -- Payment processing (PCI-DSS compliant)
Vercel -- Web application hosting

5. Data Retention

Account data: retained for account lifetime + 2 years
Settlement reports: retained for account lifetime
Payment records: retained as required by law (typically 7 years)
Anonymous financial data (no account): not stored beyond browser session

6. Your Rights

You may access, correct, or delete your data by contacting privacy@smarttechinvest.com.

7. California Privacy Rights (CCPA/CPRA)

We do not sell personal information. Submit CCPA requests to privacy@smarttechinvest.com.

8. Data Security

We use TLS encryption, encrypted storage, access controls, and regular security reviews.

9. Contact

Smart Technology Investments LLC
Email: privacy@smarttechinvest.com